Terms of Use

Effective Date: October 12, 2026

Welcome to wildwoodins.com (the "Website"), operated by WildWood Insurance Advisors ("WildWood Insurance Advisors," "we," "us," or "our"). By using the Website, you agree to these Terms of Use. If you do not agree, please do not use the Website.

About Our Services

WildWood Insurance Advisors is an independent, licensed insurance agency. We help consumers compare and enroll in Medicare Advantage, Medicare Supplement (Medigap), Medicare Part D, and health insurance plans.

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options.

Informational Purposes Only

Content on the Website is for general information only and is not legal, tax, financial, or medical advice. Plan benefits, premiums, costs, provider networks, and availability vary by carrier, plan, and location and may change each year. Final coverage terms are set by the insurance carrier's policy and plan documents. Submitting a form or requesting a quote does not create insurance coverage.

Licensing

Insurance products are offered only in states where WildWood Insurance Advisors and its agents are licensed. Not all products are available in all states.

Eligibility

You must be at least 18 years old to use the Website or submit information to us.

Your Information and Communications

When you submit information through the Website, you agree that it is accurate and that you are authorized to provide it. You agree that we may contact you about your inquiry using the contact information you provide. Text messages are sent only if you separately opt in, as described in our SMS Terms. Our use of your information is described in our Privacy Policy.

Acceptable Use

You agree not to:

  • Use the Website for any unlawful purpose
  • Submit false information or information about another person without their permission
  • Attempt to gain unauthorized access to the Website or its systems
  • Interfere with the Website's operation, including by introducing viruses or malicious code
  • Scrape, copy, or collect content or data from the Website by automated means without our written permission

Intellectual Property

All content on the Website, including text, graphics, logos, and images, is owned by or licensed to WildWood Insurance Advisors and is protected by copyright and trademark laws. You may view and print content for your personal, non-commercial use only.

Third-Party Links

The Website may contain links to websites run by insurance carriers, government agencies, or other third parties. We do not control and are not responsible for the content or practices of those websites.

Disclaimer of Warranties

The Website and its content are provided "as is" and "as available," without warranties of any kind, express or implied. We do not guarantee that the Website will be error-free, uninterrupted, or that information on it is complete or current.

Limitation of Liability

To the fullest extent permitted by law, WildWood Insurance Advisors and its owners, employees, and agents will not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Website.

Indemnification

You agree to indemnify and hold harmless WildWood Insurance Advisors from any claims, losses, or expenses (including reasonable attorneys' fees) arising from your misuse of the Website or your violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Missouri, without regard to its conflict-of-law rules. Any dispute will be brought in the state or federal courts located in St. Louis County, Missouri.

Changes to These Terms

We may update these Terms of Use at any time. Changes will be posted on this page with a new effective date. Continued use of the Website means you accept the updated Terms.

Contact Us

WildWood Insurance Advisors 2638 Missouri 109, Suite 103 Wildwood, MO 63040 Phone: (314) 798-9090 Email: [email protected]